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BoC rate 2.25% | avg 5-yr fixed 6.08%

How much home can you afford?

Five inputs. One number. No personal information required.

Your total household income before tax.

Include car payments, student loans, credit card minimums, and any other recurring monthly obligations.

How much you have saved for a down payment.

Enter your rate or adjust the pre-filled average.

How long till you pay off your mortgage.

Estimate only. Not financial advice. See our Privacy Policy for how information is handled.

How it works
01Fill in your numbers
02See your estimated payment instantly
03Meet the verified professional for your community
Current rates · October 2026
BoC rate2.25%
5 year fixed6.08%
5 year variable3.30%