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BoC rate 2.25% | avg 5-yr fixed 6.08%

Should you refinance?

Compare your current mortgage to a new rate. No personal information required.

The remaining balance on your current mortgage.

The interest rate on your current mortgage.

Years

How many years are left on your current mortgage?

Enter your rate or adjust the pre-filled average.

How long you'd like to take to pay off your new mortgage.

Not sure of your penalty? Your verified professional can get the exact figure from your lender for you.

Total household debt you'd like to roll into your new mortgage. A rough estimate is fine.

Estimate only. Not financial advice. See our Privacy Policy for how information is handled.

How it works
01Fill in your numbers
02See your estimated savings instantly
03Meet the verified professional for your community
Current rates · October 2026
BoC rate2.25%
5 year fixed6.08%
5 year variable3.30%