Staff Writer · Mortgages & Rates
Steven Brennan is an experienced Vancouver-based finance writer specializing in Canadian personal finance, with a particular focus on mortgages and housing. His work has appeared in MoneySense, Canadian Mortgage Trends, Money.ca and Loans Canada, where he covers the financial decisions and questions that matter most to Canadian consumers.
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Canada’s minimum down payment rules depend on the home’s purchase price — and the right amount to put down isn’t always the most you can afford. Here’s what to weigh before you commit.
For Canadians renewing a mortgage in 2025, the hold offers a rare window of stability. Understanding your options before that window closes could save you thousands.
The hold gives buyers a short window to plan without another overnight hike.